Travel Insurance
Cover for medical costs, cancellations, and mishaps — for a weekend away or months overseas.
What travel insurance actually covers
Travel insurance covers the financial risks of travelling: overseas medical costs (which can be enormous without cover), trip cancellations, lost luggage, and other mishaps — whether you're heading domestically or internationally, for a short trip or an extended stay.
Who it's for
- You're travelling overseas, where medical treatment can cost tens of thousands of dollars
- You've booked non-refundable flights or accommodation you'd want protected
- You're travelling with family and want everyone covered under one policy
- You have a pre-existing medical condition and need to understand what's covered
What it covers
- Overseas emergency medical treatment and evacuation
- Trip cancellation, disruption, and delay cover
- Luggage, personal effects, and travel document loss
- Options for single-trip, annual multi-trip, and family policies
Common scenarios
A family's connecting flight is cancelled, forcing an unplanned overnight stay; their policy covers the extra accommodation and meals.
A traveller breaks an ankle skiing in Japan; travel insurance covers hospital treatment and repatriation costs that would otherwise run into tens of thousands of dollars.
Frequently asked
Some are, subject to disclosure and insurer assessment — non-disclosure is the most common reason claims are declined, so we make sure everything relevant is declared upfront.
Depends on your trip; domestic policies are typically cheaper and cover cancellation and luggage, while international policies add overseas medical cover, which is the highest-value protection for trips abroad.
Often yes — a family policy can be more cost-effective than insuring each traveller separately, and we'll compare both for your trip.
Ready to talk about travel insurance?
Book a free consultation and we'll walk through your options — no pressure, no jargon.
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