Plain-English guides to protecting what matters
Life-stage guides, myth-busting, and explainers — written to help you arrive at a consultation already informed.

Insurance checklist for new parents
Five things to review — or set up for the first time — once a new baby joins the family.

Buying your first home? Don't forget this line item
Why mortgage protection deserves a spot in your moving budget, not just an afterthought.

Key-person cover, explained without the jargon
What happens to a small business when a key person can't work — and how cover changes the outcome.

“I'm healthy, I don't need cover yet” — and 3 other myths
The most common reasons people delay insurance, and why waiting usually costs more.

KiwiSaver isn't a substitute for income protection
Why savings and insurance solve different problems — and why you likely need both.

Shareholder protection: what happens if a co-owner passes away
A plain-English look at how shareholder agreements and life cover work together.
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