/* =========================================================
   LIFE ANCHOR — Design System
   Palette: deep navy / soft teal / warm sand / muted gold
   Type: Fraunces (display) + Public Sans (body)
   Motif: a mooring-line rule that threads down every page,
   marked with small anchor-nodes at each new section.
   ========================================================= */

/* Original internal-page content styles, remapped to the 2nd-design palette */
:root{
  --navy:        #0A1B36;
  --navy-dark:   #0A1B36;
  --teal:        #F26522;
  --teal-deep:   #E85A1F;
  --teal-tint:   #FEF5EF;
  --sand:        #FAF7F2;
  --sand-deep:   #F5F0E6;
  --gold:        #F26522;
  --paper:       #FFFFFF;
  --white:       #FFFFFF;
  --ink:         #2A3547;
  --ink-soft:    #566277;
  --ink-faint:   #7A8494;
  --line:        rgba(10,27,54,0.12);

  --serif: "Instrument Serif", Georgia, serif;
  --sans: "Inter Tight", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --maxw: 1180px;
  --radius-s: 3px;
  --radius-m: 6px;
  --shadow-card: 0 1px 2px rgba(19,42,58,0.06), 0 8px 24px -12px rgba(19,42,58,0.18);
}

*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
#enquiry, #faq-general, #faq-started, #faq-cover, #faq-cost{ scroll-margin-top: 110px; }
body{
  margin:0;
  font-family:var(--sans);
  color:var(--ink);
  background:var(--paper);
  line-height:1.6;
  font-size:17px;
  -webkit-font-smoothing:antialiased;
}
img{ max-width:100%; display:block; }
a{ color:inherit; }
h1,h2,h3,h4{
  font-family:var(--serif);
  font-weight:560;
  color:var(--navy);
  line-height:1.12;
  margin:0 0 0.45em;
  letter-spacing:-0.01em;
}
h1{ font-size:clamp(2.4rem,4.6vw,3.6rem); font-weight:480; }
h2{ font-size:clamp(1.7rem,3vw,2.35rem); }
h3{ font-size:1.28rem; }
p{ margin:0 0 1.05em; max-width:62ch; color:var(--ink-soft); }
.lede{ font-size:1.15rem; color:var(--ink-soft); max-width:52ch; }
.container{ max-width:var(--maxw); margin:0 auto; padding:0 32px; }
section{ padding:96px 0; }
@media(max-width:780px){ section{ padding:64px 0; } .container{ padding:0 22px; } }

::selection{ background:var(--gold); color:var(--white); }
:focus-visible{ outline:2.5px solid var(--gold); outline-offset:3px; border-radius:2px; }

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex; align-items:center; gap:8px;
  font-family:var(--sans); font-weight:600; font-size:0.97rem;
  padding:14px 26px; border-radius:var(--radius-s);
  border:1.5px solid transparent; cursor:pointer;
  text-decoration:none; transition:background .18s ease, color .18s ease, border-color .18s ease, transform .12s ease;
}
.btn-primary{ background:var(--gold); color:var(--white); }
.btn-primary:hover{ background:#9C7133; }
.btn-ghost{ background:transparent; color:var(--navy); border-color:var(--line); }
.btn-ghost:hover{ border-color:var(--navy); background:#fff; color:var(--navy); }
.btn-on-navy{ background:transparent; color:var(--white); border-color:rgba(255,255,255,0.4); }
.btn-on-navy:hover{ border-color:var(--white); background:rgba(255,255,255,0.08); }
.btn:active{ transform:translateY(1px); }

/* ---------- Header / Nav ---------- */
.site-header{
  position:sticky; top:0; z-index:60;
  background:rgba(251,247,239,0.92); backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line);
}
.nav-row{ display:flex; align-items:center; justify-content:space-between; padding:16px 0; }
.brand{ display:flex; align-items:center; gap:10px; text-decoration:none; }
.brand-mark{ width:30px; height:30px; flex:none; }
.brand-word{ font-family:var(--serif); font-size:1.28rem; color:var(--navy); font-weight:560; letter-spacing:-0.01em; }
.brand-word span{ color:var(--teal-deep); }

.main-nav{ display:flex; align-items:center; gap:2px; }
.main-nav a{
  font-size:0.93rem; font-weight:600; color:var(--ink-soft); text-decoration:none;
  padding:10px 13px; border-radius:var(--radius-s); position:relative;
}
.main-nav a:hover{ color:var(--navy); }
.main-nav a.active{ color:var(--navy); }
.main-nav a.active::after{
  content:""; position:absolute; left:13px; right:13px; bottom:5px; height:2px; background:var(--gold);
}
.nav-cta{ display:flex; align-items:center; gap:10px; }
.site-header .nav-toggle{ display:none; background:none; border:none; cursor:pointer; padding:6px; }
.site-header .nav-toggle span{ display:block; width:24px; height:2px; background:var(--navy); margin:5px 0; transition:.2s; }

@media(max-width:960px){
  .main-nav{
    position:fixed; inset:64px 0 0 0; background:var(--paper); flex-direction:column;
    align-items:flex-start; padding:18px 22px; gap:2px; transform:translateY(-8px);
    opacity:0; pointer-events:none; transition:opacity .2s ease, transform .2s ease;
    overflow-y:auto; border-top:1px solid var(--line);
  }
  .main-nav.open{ opacity:1; pointer-events:auto; transform:translateY(0); }
  .main-nav a{ width:100%; padding:13px 6px; font-size:1.02rem; border-bottom:1px solid var(--line); }
  .site-header .nav-toggle{ display:block; }
  .nav-cta .btn-ghost:not(.nav-docs){ display:none; }
}

/* ---------- Mooring-line motif ---------- */
.mooring{
  position:relative; padding-left:26px; border-left:1.5px solid var(--line);
}
.mooring::before{
  content:""; position:absolute; left:-5.5px; top:2px; width:9px; height:9px;
  border-radius:50%; background:var(--gold);
}
.eyebrow{
  font-family:var(--sans); font-size:0.85rem; font-weight:700; color:var(--teal-deep);
  margin-bottom:10px; display:block;
}

.page-content .hero,
.page-content .service-hero{
  min-height: 0 !important;
  display: block;
  padding: 132px 0 48px !important;
  background: #0A1B36;
  color: #fff;
}
.page-content .hero h1,
.page-content .service-hero h1{ color:#fff; }
.page-content .hero .lede,
.page-content .service-hero .lede,
.page-content .hero p,
.page-content .service-hero p{ color:rgba(255,255,255,.85); }
.page-content .hero .badge,
.page-content .service-hero .badge{
  background:#fff;
  color:#0A1B36;
  border:1px solid rgba(255,255,255,.2);
}
.page-content .hero .badge svg,
.page-content .service-hero .badge svg{ color:#E85A1F; }
.page-content .section-navy .card,
.page-content .section-navy .card h3{ color:var(--navy); }
.page-content .section-navy .card p,
.page-content .section-navy .card label{ color:var(--ink-soft); }
.page-content .cta-band{ background:#E85A1F; }

/* ---------- Hero ---------- */
.hero{ padding:76px 0 90px; position:relative; overflow:hidden; }
.hero-grid{ display:grid; grid-template-columns:1.15fr 0.85fr; gap:56px; align-items:center; }
@media(max-width:900px){ .hero-grid{ grid-template-columns:1fr; } }
.hero-badges{ display:flex; gap:22px; flex-wrap:wrap; margin-top:34px; }
.badge{ display:flex; align-items:center; gap:9px; font-size:0.86rem; color:var(--ink-soft); font-weight:600; }
.badge svg{ width:20px; height:20px; flex:none; color:var(--teal-deep); }
.hero-actions{ display:flex; gap:14px; margin-top:34px; flex-wrap:wrap; }
.hero-art{ position:relative; max-width:400px; margin-left:auto; }
.hero-art img{
  width:100%;
  height:auto;
  display:block;
  border-radius:20px;
  object-fit:cover;
  object-position:center 18%;
  aspect-ratio:1/1;
  background:transparent;
}

/* ---------- Sections ---------- */
.section-navy{ background:var(--navy); color:var(--white); }
.section-navy h2, .section-navy h3{ color:var(--white); }
.section-navy p{ color:rgba(255,255,255,0.72); }
.section-sand{ background:var(--sand); }
.section-teal{ background:var(--teal-tint); }
.section-head{ max-width:640px; margin-bottom:52px; }
.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; }

/* ---------- Grids / Cards ---------- */
.grid-3{ display:grid; grid-template-columns:repeat(3,1fr); gap:28px; }
.grid-2{ display:grid; grid-template-columns:repeat(2,1fr); gap:28px; }
@media(max-width:860px){ .grid-3{ grid-template-columns:1fr; } .grid-2{ grid-template-columns:1fr; } }

.card{
  background:var(--white); border:1px solid var(--line); border-radius:var(--radius-m);
  padding:30px 26px; transition:box-shadow .2s ease, transform .2s ease;
}
.card:hover{ box-shadow:var(--shadow-card); transform:translateY(-2px); }
.card svg{ width:26px; height:26px; color:var(--teal-deep); margin-bottom:16px; }
.card h3{ margin-bottom:8px; }
.card p{ margin-bottom:0; font-size:0.97rem; }
.card a.card-link{ display:inline-block; margin-top:14px; font-weight:700; font-size:0.92rem; color:var(--teal-deep); text-decoration:none; border-bottom:1.5px solid var(--teal); }

.pillar-list{ list-style:none; margin:0; padding:0; display:flex; flex-direction:column; gap:0; }
.pillar-list li{ display:flex; gap:16px; padding:22px 0; border-bottom:1px solid var(--line); }
.pillar-list li:first-child{ padding-top:0; }
.pillar-num{ font-family:var(--serif); font-size:1.1rem; color:var(--gold); flex:none; width:34px; }

/* ---------- Service index tiles ---------- */
.service-tile{
  display:block; text-decoration:none; background:var(--white); border:1px solid var(--line);
  border-radius:var(--radius-m); padding:26px; transition:.2s;
}
.service-tile:hover{ border-color:var(--teal); box-shadow:var(--shadow-card); transform:translateY(-2px); }
.service-tile .tag{ font-size:0.78rem; font-weight:700; letter-spacing:.02em; color:var(--teal-deep); }
.service-tile h3{ margin:10px 0 8px; color:var(--navy); }
.service-tile p{ font-size:0.94rem; margin-bottom:0; }

/* ---------- Service detail page ---------- */
.service-hero{ background:var(--navy); color:var(--white); padding:64px 0 56px; }
.service-hero .eyebrow{ color:var(--sand-deep); }
.service-hero p{ color:rgba(255,255,255,0.75); }
.who-grid{ display:grid; grid-template-columns:1fr 1fr; gap:40px; }
@media(max-width:820px){ .who-grid{ grid-template-columns:1fr; } }
.check-list{ list-style:none; margin:0; padding:0; }
.check-list li{ display:flex; gap:12px; padding:9px 0; align-items:flex-start; }
.check-list li svg{ width:18px; height:18px; flex:none; margin-top:3px; color:var(--teal-deep); }
.scenario{ background:var(--white); border-left:3px solid var(--gold); border-radius:0 var(--radius-m) var(--radius-m) 0; padding:20px 24px; margin-bottom:16px; }
.scenario p{ margin:0; font-size:0.96rem; }
.scenario .who{ font-weight:700; color:var(--navy); font-size:0.88rem; margin-bottom:4px; display:block; }

/* ---------- FAQ accordion ---------- */
.faq-search{ position:relative; max-width:440px; margin-bottom:0; }
.faq-search input{
  width:100%; padding:13px 16px 13px 42px; border:1.5px solid var(--line);
  border-radius:var(--radius-s); font-family:var(--sans); font-size:0.97rem; background:var(--white); color:var(--ink);
}
.faq-search input:focus{ border-color:var(--teal); outline:none; }
.faq-search svg{ position:absolute; left:14px; top:50%; transform:translateY(-50%); width:18px; height:18px; color:var(--ink-faint); }
.faq-hero .faq-search{ max-width: 520px; margin: 28px 0 0; }
.faq-hero .faq-search input{
  background: #fff;
  color: var(--navy);
  border-color: transparent;
  padding: 15px 16px 15px 46px;
}
.faq-hero .faq-search svg{ color: var(--ink-faint); }
.faq-page{ padding: 56px 0 80px; background: var(--sand); }
.faq-layout{
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: 40px;
  align-items: start;
  max-width: 980px;
  margin: 0 auto;
}
@media(max-width:820px){ .faq-layout{ grid-template-columns: 1fr; } }
.faq-toc{
  position: sticky;
  top: 100px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
@media(max-width:820px){
  .faq-toc{ position: static; flex-direction: row; flex-wrap: wrap; gap: 8px; }
}
.faq-toc a{
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--ink-soft);
  text-decoration: none;
  padding: 8px 12px;
  border-radius: 99px;
  border: 1px solid var(--line);
  background: #fff;
}
.faq-toc a:hover{ color: var(--navy); border-color: var(--navy); }
.faq-group{
  margin-bottom: 22px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow-card);
}
.faq-group-title{
  font-family: var(--sans);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--teal-deep);
  margin: 0;
  padding: 16px 22px 10px;
  background: #fff;
}
.faq-item{ border-bottom: 1px solid var(--line); }
.faq-group .faq-item:last-child{ border-bottom: none; }
.faq-q{
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  cursor: pointer;
  padding: 16px 52px 16px 22px;
  font-family: var(--sans);
  font-weight: 650;
  font-size: 1.02rem;
  color: var(--navy);
  position: relative;
  display: block;
  line-height: 1.35;
}
.faq-q:hover{ background: var(--sand); }
.faq-item.open .faq-q{ background: var(--teal-tint); }
.faq-q::after{
  content: "+";
  position: absolute;
  right: 18px;
  top: 50%;
  transform: translateY(-50%);
  width: 26px;
  height: 26px;
  border-radius: 50%;
  border: 1.5px solid var(--line);
  color: var(--gold);
  font-size: 1.15rem;
  font-weight: 400;
  display: flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
}
.faq-item.open .faq-q::after{ content: "–"; background: var(--navy); color: #fff; border-color: var(--navy); }
.faq-a{ max-height: 0; overflow: hidden; transition: max-height .25s ease; }
.faq-a p{ padding: 0 22px 18px; margin: 0; font-size: 0.97rem; color: var(--ink-soft); max-width: none; }
.faq-item.hidden{ display: none; }

/* ---------- Testimonials ---------- */
.testi-track-wrap{ position:relative; }
.testi-track{ display:flex; gap:24px; overflow-x:auto; scroll-snap-type:x mandatory; padding-bottom:8px; scrollbar-width:none; }
.testi-track::-webkit-scrollbar{ display:none; }
.testi-card{
  scroll-snap-align:start; flex:0 0 min(420px,86vw); background:var(--white); border:1px solid var(--line);
  border-radius:var(--radius-m); padding:30px; display:flex; flex-direction:column; gap:16px;
}
.stars{ color:var(--gold); letter-spacing:2px; font-size:0.95rem; }
.testi-quote{ font-size:1rem; color:var(--ink); margin:0; }
.testi-who{ display:flex; align-items:center; gap:12px; margin-top:auto; }
.testi-avatar{ width:42px; height:42px; border-radius:50%; background:var(--teal-tint); color:var(--teal-deep); display:flex; align-items:center; justify-content:center; font-family:var(--serif); font-weight:600; flex:none; overflow:hidden; padding:0; }
.testi-avatar img{ width:100%; height:100%; object-fit:cover; display:block; }
.testi-name{ font-weight:700; font-size:0.93rem; color:var(--navy); }
.testi-loc{ font-size:0.83rem; color:var(--ink-faint); }
.testi-nav{ display:flex; gap:10px; margin-top:24px; }
.testi-nav button{
  width:40px; height:40px; border-radius:50%; border:1.5px solid var(--line); background:var(--white);
  cursor:pointer; display:flex; align-items:center; justify-content:center; transition:.15s;
}
.testi-nav button:hover{ border-color:var(--navy); }
.testi-nav svg{ width:18px; height:18px; }

/* ---------- Google reviews strip ---------- */
.reviews-strip{ display:flex; align-items:center; gap:18px; flex-wrap:wrap; }
.reviews-score{ font-family:var(--serif); font-size:2.4rem; color:var(--navy); }
.reviews-meta{ font-size:0.9rem; color:var(--ink-soft); }

/* ---------- Forms ---------- */
.form-grid{ display:grid; grid-template-columns:1fr 1fr; gap:20px; }
@media(max-width:640px){ .form-grid{ grid-template-columns:1fr; } }
.field{ display:flex; flex-direction:column; gap:7px; margin-bottom:20px; }
.field.full{ grid-column:1/-1; }
.field label{ font-size:0.87rem; font-weight:700; color:var(--navy); }
.field .hint{ font-size:0.78rem; color:var(--ink-faint); font-weight:400; }
.field input:not([type="radio"]):not([type="checkbox"]), .field select, .field textarea{
  font-family:var(--sans); font-size:16px; padding:12px 14px; border:1.5px solid var(--line);
  border-radius:var(--radius-s); background:var(--white); color:var(--ink); width:100%;
  max-width:100%;
}
.field input:focus, .field select:focus, .field textarea:focus{ border-color:var(--teal); outline:none; }
.field textarea{ resize:vertical; min-height:110px; }
.radio-row{
  display:flex;
  flex-direction:column;
  align-items:flex-start;
  gap:14px;
  width:100%;
}
.radio-opt{
  display:flex;
  flex-direction:row;
  align-items:center;
  gap:10px;
  flex:0 0 auto;
  width:auto;
  max-width:100%;
  margin:0;
  font-size:0.95rem;
  color:var(--ink-soft);
  white-space:nowrap;
}
.radio-opt input[type="radio"]{
  -webkit-appearance:radio;
  appearance:radio;
  width:18px !important;
  min-width:18px !important;
  max-width:18px !important;
  height:18px !important;
  padding:0 !important;
  margin:0 !important;
  border:0 !important;
  flex:0 0 18px;
  box-shadow:none;
}
.consent-row input[type="checkbox"]{
  -webkit-appearance:checkbox;
  appearance:checkbox;
  width:18px !important;
  min-width:18px !important;
  max-width:18px !important;
  height:18px !important;
  padding:0 !important;
  margin:4px 0 0 !important;
  flex:0 0 18px;
}
.consent-row{ display:flex; gap:10px; align-items:flex-start; margin:6px 0 24px; }
.consent-row input{ margin-top:4px; }
.consent-row label{ font-size:0.87rem; color:var(--ink-soft); font-weight:400; }
.honeypot{ position:absolute; left:-9999px; opacity:0; }
.form-msg{ display:none; padding:14px 18px; border-radius:var(--radius-s); font-size:0.93rem; margin-bottom:20px; }
.form-msg.show{ display:block; }
.form-msg.success{ background:var(--teal-tint); color:var(--teal-deep); border:1px solid var(--teal); }
.form-msg.error{ background:#FBEAE4; color:#9C3B22; border:1px solid #E2A98F; }
.field.invalid input, .field.invalid select, .field.invalid textarea{ border-color:#C4553A; background:#FDF6F4; }
.error-text{ font-size:0.8rem; color:#C4553A; display:none; }
.field.invalid .error-text{ display:block; }
.consent-row.invalid label{ color:#C4553A; }

/* ---------- Contact info blocks ---------- */
.info-blocks{ display:flex; flex-direction:column; gap:26px; }
.info-block{ display:flex; gap:16px; }
a.info-block{
  text-decoration:none;
  color:inherit;
  pointer-events:auto;
  cursor:pointer;
}
a.info-block:hover .info-link{ color:var(--teal-deep); }
.info-link{
  color:var(--teal-deep);
  font-weight:600;
  text-decoration:underline;
  text-underline-offset:3px;
}
.info-block svg{ width:22px; height:22px; color:var(--teal-deep); flex:none; margin-top:3px; }
.info-block h3, .aside-heading{
  font-family: var(--sans);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy);
  margin: 0 0 2px;
  letter-spacing: 0;
  line-height: 1.3;
}
.aside-heading{ margin-bottom: 10px; }
.info-block p{ margin: 0; max-width: none; font-size: 1em; }
.social-row{ display:flex; gap:12px; margin-top:6px; }
.social-row a{
  width:44px; height:44px; border-radius:50%; border:0; display:flex; align-items:center;
  justify-content:center; text-decoration:none; color:#fff; transition:transform .18s ease, box-shadow .18s ease;
}
.social-row a svg{ width:20px; height:20px; }
.social-row .social-ig{
  background: radial-gradient(circle at 30% 110%, #fccc63 0%, #fbad50 20%, #e6683c 40%, #dc2743 60%, #cc2366 75%, #bc1888 100%);
  box-shadow: 0 6px 16px rgba(188, 24, 136, 0.28);
}
.social-row .social-li{
  background:#0A66C2;
  box-shadow: 0 6px 16px rgba(10, 102, 194, 0.28);
}
.social-row a:hover{ transform:translateY(-3px) scale(1.06); color:#fff; }
.qr-block{ display:flex; gap:16px; align-items:center; margin-top:26px; padding-top:26px; border-top:1px solid var(--line); }
.media-card{ border-radius:var(--radius-m); overflow:hidden; border:1px solid var(--line); background:var(--white); }
.media-card img{ width:100%; height:220px; object-fit:cover; display:block; }

/* ---------- Blog ---------- */
.blog-card{ background:var(--white); border:1px solid var(--line); border-radius:var(--radius-m); overflow:hidden; text-decoration:none; display:flex; flex-direction:column; }
.blog-thumb{ height:150px; background:linear-gradient(135deg,var(--teal-tint),var(--sand)); position:relative; overflow:hidden; }
.blog-thumb img{ width:100%; height:100%; object-fit:cover; display:block; }
.blog-thumb svg{ position:absolute; right:16px; bottom:12px; width:34px; height:34px; color:var(--teal-deep); opacity:.55; }
.blog-body{ padding:22px 22px 24px; }
.blog-cat{ font-size:0.78rem; font-weight:700; color:var(--teal-deep); }
.blog-body h3{ margin:9px 0 8px; font-size:1.12rem; color:var(--navy); }
.blog-body p{ font-size:0.92rem; margin-bottom:0; }
.blog-meta{ font-size:0.8rem; color:var(--ink-faint); margin-top:14px; }
.filter-row{ display:flex; gap:10px; flex-wrap:wrap; margin-bottom:40px; }
.filter-chip{ padding:8px 16px; border:1.5px solid var(--line); border-radius:99px; font-size:0.85rem; font-weight:600; background:var(--white); cursor:pointer; color:var(--ink-soft); }
.filter-chip.active{ background:var(--navy); color:var(--white); border-color:var(--navy); }

/* ---------- Proof strip ---------- */
.proof-strip{ display:flex; gap:52px; flex-wrap:wrap; }
.proof-item .num{ font-family:var(--serif); font-size:2.2rem; color:var(--gold); display:block; }
.proof-item .lbl{ font-size:0.85rem; color:rgba(255,255,255,0.7); }

/* ---------- CTA band ---------- */
.cta-band{ background:var(--teal-deep); color:var(--white); border-radius:var(--radius-m); padding:52px 48px; display:flex; justify-content:space-between; align-items:center; gap:32px; flex-wrap:wrap; }
.cta-band h2{ color:var(--white); margin-bottom:6px; }
.cta-band p{ color:rgba(255,255,255,0.82); margin-bottom:0; }
.book-card{ max-width:640px; }
.book-lead{ margin-bottom:18px; color:var(--ink-soft); }
.section-navy .book-card .field label,
.section-navy .book-card .aside-heading,
.section-navy .book-card h3{ color:var(--navy); }
.section-navy .book-card .consent-row label{ color:var(--ink-soft); }
#book{ scroll-margin-top: 110px; }
.follow-up{ padding: 48px 0 72px; }
.follow-up h2{ margin-bottom: 12px; }
.follow-up p a{ color: var(--teal-deep); font-weight: 600; text-decoration: none; }
.follow-up p a:hover{ text-decoration: underline; }

@media(max-width:640px){
  .hero-actions{
    flex-direction: column;
    align-items: stretch;
    margin-top: 22px;
  }
  .hero-actions .btn,
  .cta-band .btn{
    width: 100%;
    justify-content: center;
    text-align: center;
  }
  .cta-band{
    padding: 32px 22px;
    flex-direction: column;
    align-items: stretch;
  }
  .page-content .hero h1{
    font-size: clamp(1.75rem, 8vw, 2.5rem);
    overflow-wrap: anywhere;
  }
  .page-content .lede{ font-size: 1.02rem; }
  .footer-grid{ grid-template-columns: 1fr !important; }
  .footer-bottom{ flex-direction: column; align-items: flex-start; }
  .form-grid{ grid-template-columns:1fr; }
  .info-block p{ max-width:none; }
  .qr-block{ flex-direction:column; align-items:flex-start; }
}

/* ---------- Footer ---------- */
.site-footer{ background:var(--navy-dark); color:rgba(255,255,255,0.75); padding:64px 0 30px; }
.footer-grid{ display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr; gap:40px; margin-bottom:48px; }
@media(max-width:820px){ .footer-grid{ grid-template-columns:1fr 1fr; } }
.footer-grid h4{ color:var(--white); font-family:var(--sans); font-size:0.85rem; letter-spacing:.02em; margin-bottom:16px; }
.footer-grid ul{ list-style:none; margin:0; padding:0; display:flex; flex-direction:column; gap:10px; }
.footer-grid a{ text-decoration:none; color:rgba(255,255,255,0.68); font-size:0.92rem; }
.footer-grid a:hover{ color:var(--white); }
.footer-brand p{ color:rgba(255,255,255,0.6); font-size:0.92rem; margin-top:14px; }
.footer-bottom{ border-top:1px solid rgba(255,255,255,0.12); padding-top:24px; display:flex; justify-content:space-between; flex-wrap:wrap; gap:14px; font-size:0.82rem; color:rgba(255,255,255,0.5); }
.footer-bottom a{ color:rgba(255,255,255,0.5); text-decoration:none; }
.footer-bottom a:hover{ color:var(--white); }

/* ---------- Cookie banner ---------- */
.cookie-banner{
  position:fixed; left:20px; right:20px; bottom:20px; max-width:560px; margin:0 auto;
  background:var(--navy); color:var(--white); border-radius:var(--radius-m); padding:22px 24px;
  box-shadow:0 14px 40px -10px rgba(0,0,0,0.4); z-index:100; display:none;
  gap:16px; flex-direction:column;
}
.cookie-banner.show{ display:flex; }
.cookie-banner p{ color:rgba(255,255,255,0.78); font-size:0.9rem; margin:0; }
.cookie-actions{ display:flex; gap:12px; flex-wrap:wrap; }
.cookie-actions .btn{ padding:10px 18px; font-size:0.88rem; }

/* ---------- Utility ---------- */
.mt-0{ margin-top:0; } .mb-0{ margin-bottom:0; }
.text-center{ text-align:center; }
.tag-pill{ display:inline-block; padding:5px 12px; border-radius:99px; background:var(--teal-tint); color:var(--teal-deep); font-size:0.78rem; font-weight:700; margin-bottom:14px; }
.divider-anchor{ display:flex; align-items:center; gap:14px; margin:64px 0; color:var(--line); }
.divider-anchor::before, .divider-anchor::after{ content:""; flex:1; height:1px; background:var(--line); }
.divider-anchor svg{ width:22px; height:22px; color:var(--sand-deep); flex:none; }
.skip-link{ position:absolute; left:-999px; top:0; background:var(--navy); color:var(--white); padding:10px 16px; z-index:200; }
.skip-link:focus{ left:12px; top:12px; }

/* ---------- Documents (Instasure-style accordions) ---------- */
.page-content .docs-hero{
  background:#fff;
  color:inherit;
  min-height:0;
  padding:140px 0 28px;
  display:block;
}
.page-content .docs-hero h1{
  text-align:center;
  font-family:var(--font-display, "Instrument Serif", Georgia, serif);
  font-size:clamp(3rem, 6vw, 4.6rem);
  font-weight:400;
  color:#111;
  margin:0;
}
.docs-board{ background:#fff; padding:10px 0 96px; }
.docs-board .container{ max-width:1180px; }
.docs-columns{
  column-count: 2;
  column-gap: 96px;
}
.docs-insurer{
  break-inside: avoid;
  page-break-inside: avoid;
  margin-bottom: 44px;
}
.docs-insurer > h2{
  font-family:var(--sans, "Inter Tight", sans-serif);
  font-size:1.05rem;
  font-weight:600;
  color:#e36a2c;
  margin:0 0 16px;
  letter-spacing:0;
}
.docs-acc{ margin-bottom:10px; }
.docs-acc-btn{
  width:100%;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  text-align:left;
  background:#eee;
  border:none;
  border-radius:6px;
  padding:14px 18px;
  font-family:var(--sans, "Inter Tight", sans-serif);
  font-size:0.98rem;
  font-weight:600;
  color:#222;
  cursor:pointer;
}
.docs-acc.open .docs-acc-btn{ border-radius:6px 6px 0 0; background:#ececec; }
.docs-acc-arrow{ flex:none; transition:transform .2s ease; }
.docs-acc.open .docs-acc-arrow{ transform:rotate(180deg); }
.docs-acc-panel{
  display:none;
  padding:22px 8px 28px 4px;
  background:#fff;
  border:none;
}
.docs-acc.open .docs-acc-panel{ display:block; }
.docs-acc-panel h3{
  font-family:var(--sans, "Inter Tight", sans-serif);
  font-size:1.05rem;
  font-weight:700;
  color:#111;
  margin:28px 0 14px;
  line-height:1.35;
}
.docs-acc-panel h3:first-child{ margin-top:4px; }
.docs-acc-panel a{
  display:block;
  color:#3b3bd4;
  text-decoration:underline;
  text-underline-offset:3px;
  font-size:1.08rem;
  font-weight:500;
  line-height:1.6;
  letter-spacing:0.015em;
  margin:0 0 14px;
  max-width:38ch;
  overflow-wrap:anywhere;
}
.docs-acc-panel a:not(.is-404):hover{ color:#1f1f9c; }
.docs-acc-panel a.is-404{
  color:#3b3bd4;
  text-decoration:underline;
  pointer-events:none;
  cursor:default;
}
@media(max-width:860px){
  .docs-columns{ column-count:1; }
  .docs-insurer{ margin-bottom:36px; }
}